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Zakat · 2.5%

Zakat calculator

Add what you own and what you owe. The calculator checks the nisab and shows the exact Zakat due — 2.5% of your net zakatable wealth.

اپنی نقدی، سونا، چاندی، کاروباری مال اور واجب الادا قرض شامل کریں۔ calculator نصاب کا موازنہ کر کے ڈھائی فیصد زکوٰۃ دکھاتا ہے۔

Your assets

Cash & receivables

Gold & silver

Debts

Enter your amounts — results update when you press Calculate.

How this calculator works

The tool follows the standard Hanafi method used by most Zakat calculators:

  1. Add zakatable assets: cash, bank balances, recoverable receivables, business stock, and the market value of gold and silver.
  2. Subtract immediate debts from the total.
  3. Compare with nisab: 612.36 g of silver or 87.48 g of gold, valued at the prices you enter.
  4. If net wealth ≥ nisab, Zakat is 2.5% of net wealth. If it is below nisab, no Zakat is due for that year.
Zakat is due once a lunar year (hawl) has passed on wealth that stayed above nisab. This calculator estimates the amount; it does not track your hawl. For business inventories, property held for resale and complex debts, confirm details with a qualified scholar.

What counts and what does not

  • Counts: cash and bank balances, gold and silver (jewellery included in the Hanafi school), trade stock, money lent that you expect back.
  • Usually excluded: the house you live in, personal car, furniture, tools of trade, and unpaid long-term liabilities not yet due.
  • Gold price: use the current market rate per gram for the purity you own. If you only know the 24K rate, adjust for 21K or 22K purity.

Read the full method with worked examples in the Zakat guide.

Questions people ask

Should I use the gold or silver nisab?

The silver nisab is lower, so it is the safer choice when silver is cheap relative to gold — it ensures the poor receive Zakat from more people. Many Hanafi scholars recommend it. Use the gold nisab only if you follow that position.

Do I pay Zakat on gold jewellery I wear?

In the Hanafi school, yes — gold and silver in any form, including jewellery, are zakatable. Other schools differ on jewellery in regular use; follow your school and scholar.

Can I deduct my monthly bills?

Only debts that are due now are normally deducted. Future rent, utility bills not yet due, or long-term loan instalments are generally handled as they become payable.

Is the result saved anywhere?

No. Everything is calculated in your browser and nothing is sent to us or stored on a server.

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